Do I have to include all of my debts in the bankruptcy schedules or can I stay with certain credit cards or lines of credit?
All of your debts must be listed in your bankruptcy filing. Certain creditors can be approached to consider reaffirming the debt or a portion of the debt to continue the relationship with the creditor. However, the new terms may include a decrease in your credit limit or a higher interest rate. Creditors are not required to agree to reaffirmation of your debt.For further clarification about filing for bankruptcy, please feel free to contact us and one of our bankruptcy attorneys in Miami will be happy to help you.
If you are looking for a Miami bankruptcy attorney or a bankruptcy law firm providing services for Florida or Puerto Rico you are in the right place. Click here to view a full list of our services.
Return to the FAQ page.