What debts are not dischargeable in bankruptcy?

Some debts that are non-dischargeable under 11 U.S.C. § 523 include but are not limited to: a) certain taxes subject to certain conditions; b) money, property or services obtained by false pretenses or fraud; c) debt incurred through a false statement; d) debts based on fraud or defalcation; e) alimony, maintenance and support; f) debts based on willful and malicious injury; g) fines, penalties or forfeitures; h) student loans unless showing of undue hardship; i) liability based on death or injury caused by operation of a vehicle while debtor was intoxicated; j) restitution issued under title 18; k) certain non-support divorce obligations; etc. Each is subject to its own criteria and exceptions and each must be considered on a case by case basis. For further clarification about filling for bankruptcy while unemployed, please feel free to contact us and one of our bankruptcy lawyers in Miami will be happy to help you.

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