What is a discharge in bankruptcy?

A discharge releases the debtor from liability from dischargeable debts. Upon discharge, the debtor will no longer be legally liable to pay these debts. This discharge is permanent and prevents creditors from taking any action to collect the debt including communicating with the debtor in any manner (telephone, letters, personal contact, etc.) or taking any legal action. A creditor who attempts to do so will be found liable for violation of the post-discharge injunction and can be sanctioned accordingly. The penalties for creditors for violating the automatic stay or post-discharge injunction are severe. For further clarification about discharges in bankruptcy, please feel free to Contact us and one of our bankruptcy lawyers in Miami will be happy to help you.

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